The Hell Hole of Terrians is a gargantuan, efficient nation, ruled by THE ANIMAL with an iron fist, and remarkable for its deadly medical pandemics, sprawling nuclear power plants, and anti-smoking policies. The hard-nosed, hard-working, cynical, humorless population of 48.086 billion vermins are ruled with an iron fist by the corrupt, dictatorship government, which oppresses anyone who isn't on the board of a Fortune 500 company. Large corporations tend to be above the law, and use their financial clout to gain ever-increasing government benefits at the expense of the poor and unemployed.

The relatively small, corrupt, moralistic, pro-business, well-organized government is effectively ruled by the Department of Defense, although Industry and Healthcare are also considered important, while Social Policy and Welfare aren't funded at all. It meets to discuss matters of state in the capital city of Hell. The average income tax rate is 96.6%.

The frighteningly efficient vermin economy, worth an astonishing 35,233 trillion golden fists a year, is broadly diversified and mostly comprised of black market activity, especially in Arms Manufacturing, Information Technology, Uranium Mining, and Woodchip Exports. Average income is a breathtaking 732,713 golden fists, but there is a vast disparity between incomes, with the richest 10% of citizens earning 6,382,623 per year while the poor average 13,123, a ratio of 486 to 1.

Policemen regularly conduct midnight raids on closed donut shops to 'collect evidence', weighted heels are added to military boots to ensure diminutive celebrities meet minimum requirements, trying to toast marshmallows in an electric fireplace just isn't the same, and Vermins are regularly fired for looking at MyFace during their lunch breaks. Crime, especially youth-related, is totally unknown, despite the fact that it is difficult to make it through a day without breaking one of the country's many laws. Terrians's national animal is the Fist, which teeters on the brink of extinction due to widespread deforestation, and its national religion is OBEY OR DIE.

Terrians is ranked 100^th in the world and 6^th in Lazarus for Largest Insurance Industry, scoring 24,450.95 on the Risk Expulsion Effectiveness Rating.