The Incorporated States of Loan is a large, pleasant nation, remarkable for its burgeoning dolphin population. The hard-working population of 164 million Loanians have some civil rights, but not too many, enjoy the freedom to spend their money however they like, to a point, and take part in free and open elections, although not too often.

The medium-sized government juggles the competing demands of Defense, Law & Order, and Healthcare. The average income tax rate is 21.9%.

The Loanian economy, worth 7.10 trillion bitcoins a year, is quite specialized and led by the Cheese Exports industry, with major contributions from Tourism, Furniture Restoration, and Gambling. Average income is 43,290 bitcoins, and evenly distributed, with the richest citizens earning only 3.7 times as much as the poorest.

Surveillance cameras are banned, military spending recently hit a new high, Harry Potter books are banned, and charities reserve the right to not help those who go against religious teachings. Crime is relatively low, thanks to a capable police force and progressive social policies in education and welfare. Loan's national animal is the dolphin.

Loan is ranked 261,180^th in the world and 367^th in The Apexialan Commonwealth for Largest Trout Fishing Sector, scoring -4.65 on the Nemo Depletion Efficiency Index.