The State of Kaelmar is a titanic, efficient nation, notable for its complete absence of social welfare and spontaneously combusting cars. The hard-nosed, hard-working, democratic population of 11.454 billion Kaelmarians enjoy frequent elections, which are uniformly corrupted by big-spending corporations buying politicians who best suit their interests.

The minute, moralistic, pro-business, outspoken government, or what there is of one, juggles the competing demands of Education, Defense, and Healthcare. It meets to discuss matters of state in the capital city of Westminster. Citizens pay a flat income tax of 5.4%.

The very strong Kaelmarian economy, worth 728 trillion betales a year, is driven almost entirely by the private sector, which is broadly diversified and led by the Tourism industry, with major contributions from Book Publishing, Trout Farming, and Gambling. Average income is 63,605 betales, but there is an enormous disparity between incomes, with the richest 10% of citizens earning 345,952 per year while the poor average 6,012, a ratio of 57.5 to 1.

Vaccinations are mandatory, Kaelmar's children are widely acknowledged as the most foul-mouthed in the region, young children are regularly seen wagering pocket money at blackjack tables, and Kaelmar has designated Westminster as its capital city. Crime, especially youth-related, is a problem, with the police force struggling against a lack of funding and a high mortality rate. Kaelmar's national animal is the deer, which frolics freely in the nation's many lush forests.

Kaelmar is ranked 88,921^st in the world and 1^st in Mannin for Largest Insurance Industry, scoring 2,630.96 on the Risk Expulsion Effectiveness Rating.